"The Microsoft® Federation Gateway is a new identity service that runs in the cloud—that is, over the Internet and beyond your corporate network domain. This gateway service sits between an organization or business like yours and the services that the organization wants to use."

"Microsoft is telling customers and partners that it has pushed back the final delivery date of its “Identity Lifecycle Manager 2″ from early 2009 to the first quarter of 2010."

Software to address mobile wallet, banking and payments.